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Home & Property notes

668 notes

Brazoria County · Environmental

Brazoria County Has Several State Superfund Sites, Mostly Near Pearland and Freeport

TCEQ tracks eight state Superfund sites in Brazoria County; most are former industrial or waste-handling operations in Pearland and Freeport, some still active and some cleaned up.

Brazoria County · Windstorm insurance

Brazoria County Properties May Need Separate Windstorm Insurance

Brazoria County is one of 14 Texas first-tier coastal counties where standard homeowners policies often exclude wind and hail, making coverage through the Texas Windstorm Insurance Association a common necessity.

Brazoria County · Flood / Building

Brazoria County Requires New Homes to Be Built Two Feet Above FEMA's Flood Elevation

Brazoria County adopted a freeboard rule in 2007 requiring new construction in flood hazard areas to sit two feet higher than FEMA's base flood elevation, which also reduces flood insurance costs.

Brazoria County · Flood

Flood Zones Cover Large Portions of Brazoria County

Much of Brazoria County lies within FEMA Special Flood Hazard Areas along the Brazos River, San Bernard River, and Gulf Coast, making flood risk a key factor before buying property.

Brazoria County · Septic / Water

Rural Properties in Brazoria County Need a Permit for Septic Systems

Any on-site sewage facility (septic system) in unincorporated Brazoria County requires a permit from the county's Environmental Health Department before installation or major repair.

Brazoria County · Water / Wells

The Brazoria County Groundwater Conservation District Oversees Water Wells

If you own or plan to drill a water well in Brazoria County, the Brazoria County Groundwater Conservation District sets the permit and registration rules.

Brazoria County · Land use

Unincorporated Brazoria County Has No Zoning

Brazoria County does not zone unincorporated land, meaning uses that would be forbidden in a city (a salvage yard, livestock operation, or industrial storage) could legally operate next to a subdivision.

Brazos County · Special districts / Emergency services

Emergency Services Districts in Brazos County

Four Emergency Services Districts cover unincorporated Brazos County and provide fire protection and EMS to rural areas outside city limits, and their tax rates appear on your property tax bill.

Brazos County · Flood

Flood zones and development permits in Brazos County

Parts of Brazos County sit in FEMA Special Flood Hazard Areas along the Brazos and Navasota rivers, and any construction in those zones requires a county floodplain development permit.

Brazos County · Water

Groundwater wells and permits in Brazos County

Brazos County sits over productive aquifer systems managed by the Brazos Valley Groundwater Conservation District, which regulates well permits and water use in the county.

Brazos County · Weather / Emergency

Natural hazards and severe weather in Brazos County

Brazos County's official Hazard Mitigation Plan lists floods, severe thunderstorms, tornadoes, hail, wildfire, drought, extreme heat, and severe winter storms as significant hazards.

Brazos County · Land use

No county zoning in Brazos County — but rules still apply

Unincorporated Brazos County has no general zoning code. But if your land is inside Bryan's or College Station's extraterritorial jurisdiction, city rules still apply.

Brazos County · Oil & Gas / Mineral rights

Oil, gas, and mineral rights in Brazos County

Brazos County has active oil and gas production regulated by the Texas Railroad Commission, and mineral rights are commonly severed from surface ownership, so buyers should check deed records carefully.

Brazos County · Water / Septic

Septic system permits in Brazos County

If you build or replace a septic system on unincorporated Brazos County land, you need a permit from the Brazos County Health Department before you start.

Brazos County · Water

The Simsboro aquifer dispute and what it means for Brazos County water

A legal dispute over permits to export water from the Simsboro aquifer could affect long-term water supply for Bryan, College Station, and private well owners in Brazos County.

Brewster County · Water / Drought

Drought is a recurring reality in Brewster County

Drought shapes everyday decisions in Brewster County, from rural water planning to fire danger on dry grass and brush.

Brewster County · Water / Wells

Private wells in Brewster County fall under a local water district

The Brewster County Groundwater Conservation District manages well permits and water use. Four aquifers supply groundwater across the county.

Briscoe County · Water / Groundwater

The Ogallala Aquifer: Briscoe County's Underground Water Supply

Briscoe County sits on the Ogallala Aquifer. Eastern Briscoe has Mesquite Groundwater Conservation District rules, while part of western Briscoe has been flagged by TCEQ as a priority area without a groundwater district.

Brooks County · Mineral rights / Oil & gas

Buying Land in Brooks County? Understand Mineral Rights First

Oil and gas was found in Brooks County in 1935. When you buy land here, someone else may already own the mineral rights underneath it.

Brooks County · Water / Groundwater

Drilling a Water Well in Brooks County: The Brush Country GCD

Brooks County sits inside the Brush Country Groundwater Conservation District, which regulates water wells and draws from the Gulf Coast Aquifer.

Brown County · Flood / Safety

Flash Floods and Low Water Crossings Are a Real Risk in Brown County

Pecan Bayou and low water crossings on county roads can flood quickly during storms, and driving around barricades is both dangerous and illegal in Texas.

Brown County · Water supply

The Brown County Water Improvement District Supplies Most of the Area's Water

Lake Brownwood is the water-supply workhorse for Brownwood, Bangs, Early, Brookesmith, and nearby users.

Burleson County · Water / Groundwater

New water wells in Burleson County require a permit from the Post Oak Savannah GCD

The Post Oak Savannah Groundwater Conservation District covers all of Burleson County. It requires permits and registration for new water wells.

Burnet County · Septic / OSSF

A Burnet County septic permit starts with LCRA's address map

LCRA serves mapped lake zones and some cities; outside that jurisdiction, Burnet County generally handles the OSSF path.

Burnet County · Water & Lakes

Burnet County sits inside the working chain of Highland Lakes

LCRA operates six dams from Buchanan to Austin; the Burnet County lakes link stored regional water with smaller pass-through reservoirs.

Burnet County · Well Water

Every new Burnet County well needs CTGCD clearance before drilling

Registration comes first; the well may then be exempt, individually permitted, or covered by the district's newer permit-by-rule path.

Burnet County · Flood Insurance

Map the building, then ask about the flood policy

Homeowners coverage generally excludes flood; lender rules and NFIP waiting-period exceptions depend on the building and transaction.

Caldwell County · Flood Risk

Caldwell County has new FEMA flood maps

Caldwell County's updated FEMA flood maps took effect June 10, 2026, so buyers should check the mapped location of the building, not just the parcel outline.

Caldwell County · Septic Systems

Start a septic project with the local permitting authority

For land in Caldwell County's OSSF jurisdiction, septic work usually starts with the county packet, but Texas has narrow grandfathered and 10-acre exceptions.

Caldwell County · Groundwater

The well district changes in southeast Caldwell County

Plum Creek Conservation District covers much of Caldwell County, while Gonzales County UWCD covers a southeastern section; each has its own well paperwork.

Calhoun County · Coastal windstorm / TWIA

Coastal Properties Need Separate Windstorm Coverage

Calhoun County is one of the 14 first-tier coastal counties where standard homeowners policies typically exclude wind and hail, so most property owners need a separate TWIA policy.

Calhoun County · Flood / Hurricane

Storm Surge Is the Biggest Hurricane Threat Here

Calhoun County's low coastal elevation makes it highly vulnerable to storm surge, the rapidly rising ocean water that can travel miles inland during a hurricane, so knowing your flood zone and evacuation route matters before a storm forms.

Callahan County · Water Wells

Callahan County has no groundwater conservation district

If your land here runs on a well, no local groundwater district is watching the pumping. The state's rule of capture is what governs the aquifer.

Callahan County · Mineral Rights & Oil

Oil has been produced in Callahan County since 1923

Callahan County has a long oil and gas history, and mineral rights are often severed from surface ownership, so check before you assume you own what's underground.

Cameron County · Climate / Weather

Cameron County Has a Subtropical Climate — Hot, Humid, and Hurricane-Prone

Cameron County's subtropical climate means mild winters, very hot summers, about 27 inches of rain per year, and direct exposure to Gulf of Mexico hurricanes.

Cameron County · Windstorm Insurance

Cameron County Homes May Need Special Windstorm Insurance

Cameron County is in Texas's coastal windstorm zone, so homeowners may need separate windstorm and hail coverage.

Cameron County · Flood Risk

Much of Cameron County Is in a FEMA Flood Zone

Low elevation and proximity to the Gulf mean large parts of Cameron County carry significant flood risk, so check the FEMA map before you buy.

Cameron County · Water Rights

Surface Water Rights on the Rio Grande Are Strictly Managed

The Rio Grande's water is allocated under a state-managed system — you cannot simply pump from it without a water right.

Carson County · Water Supply

Carson County Water Comes from the Ogallala Aquifer

Most water in Carson County comes from the Ogallala Aquifer underground, and a state-created district manages its use.

Carson County · Weather Hazards

Wildfire and Severe Wind Are Real Hazards in Carson County

Carson County is open High Plains grassland, so wildfire risk belongs in land, insurance, and outdoor-work planning.

Cass County · Water & Wells

Water wells in Cass County: what aquifer you are tapping

Many rural properties in Cass County use private water wells. The Queen City Aquifer is one key source to know before you buy or drill.

Castro County · Groundwater

The Ogallala Aquifer is Castro County's water source — and it is declining

Nearly all water in Castro County comes from the Ogallala Aquifer, which has been dropping steadily for decades.

Chambers County · Weather hazards

Chambers County Has Been Hit by Major Hurricanes Repeatedly

Chambers County is on the upper Texas coast and sits in the path of Gulf hurricanes. Major storms hit in 1875, 1900, 1915, 1943, 1957, 1961, and 1983.

Chambers County · Coastal windstorm insurance

Most Chambers County Homes Need Windstorm Coverage

Chambers County is one of 14 Texas coastal counties where private insurers often will not write windstorm coverage, leaving the Texas Windstorm Insurance Association (TWIA) as the backup option.

Chambers County · Flood risk

Much of Chambers County Sits in High-Risk Flood Zones

Chambers County is low and flat along the Gulf Coast. Many properties fall in FEMA high-risk flood zones, which can require flood insurance and affect what you can build.

Cherokee County · Mineral Rights

Buying Land May Not Include the Minerals Under It

In Cherokee County, oil, gas, and other mineral rights are often owned separately from the surface land, and buyers should check before assuming they own both.

Cherokee County · Parcel Check

Check a Cherokee County Parcel Before You Sign

Cherokee Central Appraisal District puts its property search and GIS map online, which gives buyers an early screen before closing on land or a house here.

Cherokee County · Subdivision Rules

Splitting Rural Land Here Now Runs Through Commissioners Court

Cherokee County adopted subdivision rules on December 23, 2025, and they reach many land splits in the unincorporated county.

Childress County · Water / Wells

Water Wells and the Mesquite Groundwater District

Only some parcels in northern Childress County are in the Mesquite Groundwater Conservation District. If yours is, you may need a permit before drilling a water well.

Clay County · Mineral rights / Oil and gas

In Clay County, the person who owns the oil may not own your land

Oil was found near Petrolia in 1901. More than a century of leasing has left many Clay County parcels with separate surface and mineral owners.

Cochran County · Oil and Gas

Oil Was Found Here in 1936 — Mineral Rights Still Matter

Cochran County has an active oil and gas history, so anyone buying land should check whether mineral rights are included.

Coke County · Groundwater & Wells

A local water district oversees wells in Coke County

The Coke County Underground Water Conservation District regulates groundwater, so if you plan to drill a water well, you will need to work with this district.

Coleman County · Mineral Rights

Oil and gas activity in Coleman County is regulated by the RRC

Coleman County has a history of oil and gas production, and the Texas Railroad Commission regulates all wells and operators here under District 7B.

Collin County · Weather Hazards

Collin County Gets Tornadoes and Major Hail Every Year

Collin County is in an active tornado and hail zone. Spring storms regularly bring large hail and tornado threats.

Collin County · Plat Review

Dividing Land in Collin County Can Trigger Plat Review

Collin County's land-division page says dividing, recombining, or re-subdividing tracts can require review under county subdivision regulations.

Collin County · Flood Risk

FEMA Updated Flood Maps for Parts of Collin County

FEMA has issued preliminary updated Flood Insurance Rate Maps for several Collin County cities and unincorporated areas — check whether your property's flood zone changed.

Collin County · Watering Rules

Most Collin County Lawns Follow NTMWD Watering Limits

NTMWD requires member cities and customers to follow a permanent outdoor watering schedule, but each local water supplier sets the exact days.

Collin County · Water Supply

Most of Collin County's Tap Water Comes from Lake Lavon

The North Texas Municipal Water District supplies treated water to most cities in Collin County, drawing heavily from Lake Lavon, which sits in the county.

Collin County · 911 Addressing

New Rural Structures Need a Collin County 9-1-1 Address

Collin County assigns rural 9-1-1 addresses when structures are built on or moved to previously vacant sites.

Collin County · On-Site Sewage

Properties Without City Sewer Need a Permitted Septic System

Rural homes in Collin County that are not on a city sewer line must have a permitted On-Site Sewage Facility (OSSF) — and the lot must be large enough to support one.