Cameron County Homes May Need Special Windstorm Insurance

TWIA includes Cameron County in its coastal coverage area. If a homeowner cannot get windstorm and hail coverage from an insurer that writes in the area, TWIA may be the next place to look.

Eligibility still has strings attached. TWIA points to windstorm certificates, property condition, and flood-insurance rules. Some homes in V, VE, or V1-30 flood zones need NFIP flood insurance if they were built, changed, or enlarged on or after September 1, 2009. Check TWIA and TDI before relying on an old packet.