A Harris County Hurricane Can Bring Three Different Kinds of Damage

Harris County runs from inland suburbs to Galveston Bay. A coastal home may face surge and wind. An inland home can still face hard rain and wind. No single map shows every risk. Check the FEMA map, the county's evacuation zone, and the home's insurance papers.

Most home policies do not cover floods. Some coastal policies leave out wind and hail. Read the policy page that lists your coverage and ask what is missing. Hurricane season runs from June 1 through November 30. Make the plan before a storm forms.