Over-65 and disabled exemptions are filed with the appraisal district, not the tax office

The tax office collects the bill. It does not grant the exemption. That starts at Nueces Central Appraisal District. NCAD handles the regular homestead, over-65, disabled-person, disabled-veteran, and surviving-spouse exemptions.

An over-65 or disabled homestead can lower the taxable value. It can also cap the school-tax part of the bill. It may let the owner pay in four parts with no penalty or interest if each date is met.

If more than one exemption might fit, ask NCAD before filing. The right form is what changes next fall's tax statement.