Lower your tax bill with a homestead exemption

For 2026, each Texas school district exempts $140,000 of a qualifying residence homestead's appraised value from school taxes. Other local units may offer their own exemptions. Your actual savings depend on the taxable value and the rates that apply to your parcel.

File with Gregg CAD. If you qualified on January 1, the usual deadline is before May 1. A qualifying buyer after January 1 may receive the exemption for the rest of the year if the prior owner did not receive it, and generally has one year from the purchase to apply. A general late claim may still be filed within two years after the taxes become delinquent.

You usually do not file again each year, but you must respond if Gregg CAD lawfully asks for a new application and report a change that ends your eligibility. Use the current state form and Gregg CAD instructions for the year you apply.