The Paluxy and Bosque Rivers Can Flood Low-Lying Land

Erath County is crossed by the Paluxy River in the north and the North and South Bosque rivers in the south. Low-lying land along these waterways can fall inside FEMA special flood hazard areas (the 100-year floodplain). Property in those zones may require flood insurance if you have a federally backed mortgage.

You can look up any address on the FEMA Flood Map Service Center to see its official flood zone. The Texas Flood website also has a state-level viewer. Flood zone status affects not just insurance costs but also what you can build and where. Always check before buying land near a river or creek in Erath County.