Cooke County has experienced federally declared flooding disasters

Cooke County does get hit by severe weather. In 2024, FEMA opened a Disaster Recovery Center in the county. The damage came from severe storms, straight-line winds, tornadoes, and flooding. FEMA has also named the county for federal help after past storms.

If you are buying property, check for flood risk first. This matters most for rural land near creeks, draws, or low-water crossings. Use the FEMA Flood Map Service Center to see if a parcel is in a Special Flood Hazard Area (SFHA). An SFHA is a zone with a high chance of flooding. If your land is in an SFHA and you have a government-backed mortgage, you may be required to buy flood insurance. That insurance comes through FEMA's National Flood Insurance Program.