Texas Porch
Flood Risk Practical

Jim Wells County's effective flood maps date to August 2017

Jim Wells County's current FEMA map set took effect August 15, 2017. Search the address and panel, then place the house or planned building on the map. A shaded corner of a large tract does not answer the loan question by itself.

Federal flood insurance is required when a secured building lies in a Special Flood Hazard Area and the loan is federally regulated, supervised, insured, or backed. A lender may set broader terms too.

The Map Service Center is the official lookup. The Texas Flood Information Viewer adds watershed context. Neither map promises that land outside the 1% annual-chance area will stay dry.

Content last revised 2026-07-11

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