Extra Property Tax Help for Seniors and Disabled Homeowners

A homeowner age 65 or older may get an added residence homestead exemption. The same is true for a homeowner who meets the state's disability test. The benefit also sets a ceiling on school-district taxes for that home.

The word ceiling matters. It covers the school part of the bill, not every city, county, or special-district tax. New work on the home can also raise the ceiling. A later bill can change even when the exemption is still there.

A spouse who outlives the owner may keep the ceiling. The spouse must be at least 55 when the owner dies and must keep living in and owning the home. TCAD may add the age-65 exemption when its birth-date record is clear. A disability claim needs a form and proof. Check the account after you qualify.